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In 1905, this Google Books [http://books.google.com/books?id=3VQTAAAAYAAJ&pg=RA1-PA173 link] indicates First Class was with 30 years service and Second Class was with 23 years of service
(Third Class from 13 years)
In 1810 “After five years Writers become Factors, after three years Junior Merchants, and after three years further Senior Merchants, the first of which period includes time spent at our College at Haileybury [http://books.google.com/books?id=6iQoAAAAYAAJ&pg=RA1-PA240 Google Books]
